2 Timothy 3:16-17
All Scripture is God-breathed and is useful for teaching, rebuking, correcting and training in righteousness, so that the servant of God may be thoroughly equipped for every good work.
Everything written has the ability to instruct us in life. Within the Bible, we have all we need to become who we are meant to be.
You must know yourself first before understanding money. The first point is identity: you have to know who you are in Christ, and that determines your relationship with money. If you are a good Christian, you can manage money wisely—those who exhibit the fruit of self-control can handle money appropriately.
These principles are universal. Many Christians long for miracles, but daily life is governed by consistent principles, not occasional wonders.
To see real results, you must practice these principles consistently. Some people do good things only once a month or a year, but if you want results, you must act consistently.
2 Corinthians 9:8 And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work.
True wealth means having enough in every area and at every time—not only for yourself but also to do good works.
1. Money is a Tool for Him – Romans 11:36 For from him and through him and for him are all things. To him be the glory forever! Amen. View money as a tool—not as a marker of what you have or lack. Do not use money to oppress others; a believer behaves differently. A spiritually mature person uses money as a means to bless the world around him. Ultimately, it is the presence of Christ in you that truly matters.
2. Don’t Put Your Trust in Money – 1 Timothy 6:17 Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Your trust and confidence should rest in God, not in wealth.
3. Handling Money Reflects Spiritual Maturity – Luke 16:11 So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches? If you are not faithful in managing worldly wealth, you cannot be entrusted with managing souls. Moreover, as Deuteronomy 8:18 teaches God gives us the ability to get wealth.
Every sum of money you receive carries the seed of potential:
- First, Plant in God – Invest in God first, trusting that He will make things work for you (Proverbs 3:6–9).
- Second, Pay Yourself – This means saving and investing. As Proverbs 21:20 says, there is precious oil and hidden treasure in a wise person’s home. Spending everything you earn is unwise.
- The Parable of the Talents – (Matthew 25:14-30) In this parable, the servant who did nothing with his money was rebuked. Matthew 25:29 teaches, “For whoever has will be given more, and they will have an abundance. But whoever does not have, even what they have will be taken away.” Saving and investing wisely are essential.
- Resist the “Parkinson’s Law” of Money – Your expenses tend to rise to meet your income unless you consciously resist that tendency.
- Learn to Invest – Many people save but fail to invest; however, the parable of the talents reminds us that saving alone is not enough.
- Diversify Your Investments.
- Avoid Debt – Deuteronomy 8:18 But remember the Lord your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today. Avoid borrowing. Debt makes you a slave to the lender—credit cards with high interest rates can trap you.
When you begin managing your money wisely, you open the door to even greater blessings.
